Live · Business & Economy

Most Advanced Digital Currency Systems (20)

Ranked by objective public data. Data snapshot 2026-09-22.

📏 Ranking Criteria

Rankings are computed from the authoritative public sources listed below, weighted into a single objective index.

1

数字人民币 e-CNY(中国)

Led by the People's Bank of China, the pilot has the world's largest transaction scale and hundreds of millions of wallets.

98
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2

数字欧元 Digital Euro(欧元区)

The European Central Bank's preparatory project aims to cover 20 countries and 350 million people.

92
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3

沙元 Sand Dollar(巴哈马)

Fully launched in 2020, it is the world's first officially issued retail CBDC.

88
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4
电子奈拉 eNaira(尼日利亚)

Issued in 2021, Africa's first CBDC has tens of millions of wallets opened.

82
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5 D
DCash(东加勒比)

Issued by the Eastern Caribbean Central Bank, the world's first currency-union CBDC.

80
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6
数字卢比 Digital Rupee(印度)

The Reserve Bank of India runs phased pilots, leveraging UPI's ecosystem to reach hundreds of millions.

86
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7 P
Project mBridge

BIS, together with China, Hong Kong, Thailand, and the UAE, built a cross‑border platform now in the MVP stage.

85
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8
数字雷亚尔 DREX(巴西)

The Central Bank of Brazil's pilot focuses on tokenized deposits using Ethereum technology.

83
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9
数字卢布 Digital Ruble(俄罗斯)

Legislated and piloted in 2023, with plans for large‑scale rollout.

84
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10
数字韩元 Digital Won(韩国)

The Bank of Korea's Hangang project has conducted a real‑transaction pilot with 100,000 users.

78
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11
数字英镑 Digital Pound(英国)

The Bank of England is in the design phase, deciding on issuance before 2030.

76
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12
数字日元 Digital Yen(日本)

The Bank of Japan completed multiple proof‑of‑concept rounds, experimenting jointly with three major banks.

75
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13
电子克朗 e-krona(瑞典)

Sveriges Riksbank was the first central bank globally to research CBDC, responding to declining cash use.

74
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14
数字美元 Digital Dollar(美国)

FedNow real‑time payments are live, and Project Hamilton has completed its technical research.

73
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15
数字港币 e-HKD(香港)

The Hong Kong Monetary Authority's pilot entered phase two, exploring programmable payment scenarios.

73
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16
兰花项目 Project Orchid(新加坡)

The Monetary Authority of Singapore's retail CBDC experiment focuses on programmable and offline payments.

72
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17
数字澳元 eAUD(澳大利亚)

The Reserve Bank of Australia completed its 2023 pilot, focusing on asset tokenization settlement.

70
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18
赫维提亚项目 Project Helvetia III(瑞士)

The Swiss National Bank issued a wholesale CBDC‑settled digital bond on the SIX exchange.

68
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19
数字谢克尔 Digital Shekel(以色列)

The Bank of Israel launched a challenge and pilot preparations, publicly soliciting design proposals.

66
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20 P
Project Dunbar

BIS, together with Australia, Malaysia, Singapore, and South Africa, tested multi‑country wholesale CBDC cross‑border settlement.

64
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🔄 Data snapshot 2026-09-22

📚 Data Sources

This ranking is aggregated from the following authoritative sources:

BIS 国际清算银行 CBDC 研究 www.bis.org/about/bisih/topics/cbdc.htm Atlantic Council 央行数字货币追踪 www.atlanticcouncil.org/cbdctracker IMF 数字货币研究 www.imf.org 国际清算银行创新中心 www.bis.org/about/bisih

About this ranking

Compiled by Ranklist from the public sources listed above. Figures are a snapshot taken on 2026-09-22, not live data.

Known limits This list reflects what those sources had published at the time of collection. Where sources disagree, we follow the one named first under Ranking Criteria.

Spotted an error? Write to contact@ranklist.cc and we will check it against the sources.

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